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"NicHughes" <nichughes (AT) mailandnews (DOT) com> skrev i meddelandet
news:1105955055.635268.101650 (AT) c13g2000cwb (DOT) googlegroups.com...

Luigi Donatello Asero wrote:
"Michael Vilain" <vilain (AT) spamcop (DOT) net> skrev i meddelandet
news:vilain-B7744F.23112015012005 (AT) news (DOT) giganews.com...



You're going totally outside the banking system and really on your
own.

I am trying to do something different: I am trying to show different
alternatives. E-commerce has not developed yet, so much at least in
the EU.

You have to be careful with this, there are a number of regulations in
place which you would have to comply with.

Of course there are.
And as I tried to point out, it seems to me that a solution which is based
on letting customers pay by credit cards without letting customers sign a
contract they should pay for, is riskier.

Even if you come up with a

technically viable solution you might find yourself stymied if you
cannot find one that fulfils the rules and regulations of the financial
services industry.

I did not say anything against fulfilling the rules and regulations of the
financial services industry.

If you have a merchant account I suggest you speak with the people with
whom you have the account to discuss what approach they are going to be
happy with. Then you can look at technical options for that approach.

What do you mean by "merchant account"?
I have wares on sale on the webbsite.
It is the webbsite of my own one-man business!

--
Luigi ( un italiano che vive in Svezia)
https://www.scaiecat-spa-gigi.com/it/svezia.html

"Michael Vilain" <vilain (AT) spamcop (DOT) net> skrev i meddelandet
news:vilain-9D4DEF.20511317012005 (AT) news (DOT) giganews.com...

In article <Ah_Gd.127912$dP1.459402 (AT) newsc (DOT) telia.net>,
"Luigi Donatello Asero" <jaggillarfotboll (AT) telia (DOT) com> wrote:

"NicHughes" <nichughes (AT) mailandnews (DOT) com> skrev i meddelandet
news:1105955055.635268.101650 (AT) c13g2000cwb (DOT) googlegroups.com...

If you have a merchant account I suggest you speak with the people
with
whom you have the account to discuss what approach they are going to
be
happy with. Then you can look at technical options for that approach.


What do you mean by "merchant account"?
I have wares on sale on the webbsite.
It is the webbsite of my own one-man business!

Most banks here in the U.S. offer "personal" accounts with a small
monthly fee (or no fee if the balance is kept above a certain amount).
There's also "business or merchant" accounts with higher service fees
and more services, including the ability to process electronic payments,
typically through a credit card clearing house I've described earlier.

What people do here in the States in your case is either setup a bank
account with a credit card clearing house or go "outside" the banking
system and use a service like PayPal which sprang up because people
didn't want to spend money to become a merchant. eBay/PayPal takes care
of all of this for it's small business owners.

What you seem to be saying is that you don't like either of these
alternatives and want to "do you own thing". That's fine, but
ultimately you're going to have to find a way to accept some sort of
monetary transaction through your web site. The established ways of
doing this are using SSL connections to credit card clearing houses or
though the PayPal API.

Customers in Sweden can already pay transfering money to Bankgiro and
Postgiro.
The numbers are on the website.
Customers can transfer money to Bankgiro and Postgiro on the internet if
they have a deal with some bank.
Customers who want to buy a ware coming from Sweden and some other countries
( for example Germany and Italy) can also pay a ware, for example shoes,
by cash on delivery.
The website https://www.scaiecat-spa-gigi.com can also be shown over a
https protocoll.
The main point is that I am trying to offer so many way of payments as
possible because different customers can prefer different way of payments
and at the same time find a solution to sign contracts online. That´s why I
am considering to buy a certificate for qualified electronic signatures.

You could just give out "Luigi lira" and start your own barter economy.
You'll have to figure out the technical details for yourself on this
problem. The "way it's done" doesn't seem to fit or suit you.

Good luck.

Thank you. The same to you.


--
Luigi ( un italiano che vive in Svezia)
https://www.scaiecat-spa-gigi.com/de/ferienwohnungen-italien.html